D

    打白条 issue IOU

    大额存单 certificate of deposit (CD)

    大额提现 withdraw deposits in large amounts

    大面积滑坡 wide-spread decline

    大一统的银行体制 (all-in-one) mono-bank system

    呆账（请见“坏账”） bad loans

    呆账准备金 loan loss reserves (provisions)

    呆滞贷款 idle loans

    贷款沉淀 non-performing loans

    贷款分类 loan classification

    贷款限额管理 credit control;to impose credit ceiling

    贷款约束机制 credit disciplinary (constraint) mechanism

    代理国库 to act as fiscal agent

    代理金融机构贷款 make loans on behalf of other institutions

    戴帽贷款 ear-marked loans

    倒逼机制 reversed transmission of the pressure for easing monetary condition

    道德风险 moral hazard

    地区差别 regional disparity

    第一产业 the primary industry

    第二产业 the secondary industry

    第三产业 the service industry;the tertiary industry

    递延资产 deferrable assets

    订货不足 insufficient orders

    定期存款 time deposits

    定向募集 raising funds from targeted sources

    东道国（请见“母国”） host country

    独立核算 independent accounting

    短期国债 treasury bills

    对冲操作 sterilization operation;hedging

    对非金融部门债权 claims on non-financial sector

    多种所有制形式 diversified ownership

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